[FOR HIRE] I will design a modern poster for you. DM ME NOW!!!

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2021.10.16 16:21 shabbydawgg [FOR HIRE] I will design a modern poster for you. DM ME NOW!!!

I am the Design Committee of our organization in University (Junior Philippine Society Of Mechanical Engineers - Taguig City Chapter). I've been a designer since highschool, so i'm confident to meet your standard and expectation.
I will design amazing, creative and outstanding minimalist unique poster for you. Social media is the best way of marketing nowadays, lets beat your competitor with some attractive and creative design. I will be able to design social media post for any type of business or event poster in your school/university.
My portfolio: https://drive.google.com/drive/folders/1G0oWKmXe8V9EbgCtHCR2BgzDG9D2z-vA?usp=sharing
the price is negotiable per job. $999999999
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2021.10.16 16:21 LPKKiller Rather interesting video explaining report rate and DPI for those interested

https://www.youtube.com/watch?v=SAaESb4wTCM
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2021.10.16 16:21 nudeillusion Giratina now 1607 6642 6323

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2021.10.16 16:21 NurseLurker Anyone ever seen this happen??

Anyone ever seen this happen?? submitted by NurseLurker to hotsauce [link] [comments]


2021.10.16 16:21 autobot_9000 @usagi_bab: RT @jin_men56: I made a rope bridge design‼️ 斜めの橋できました😆🪵 #ACNH #ACNHDesigns #あつ森 #マイデザイン #橋 #bridge https://t.co/lussjoYeZz

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2021.10.16 16:21 airbrushedvan After capturing the serial killer, I came back to discover the sherriff decided to put him on display like a hunting trophy.

After capturing the serial killer, I came back to discover the sherriff decided to put him on display like a hunting trophy. submitted by airbrushedvan to reddeadredemption [link] [comments]


2021.10.16 16:21 naserabdullahu ITAP of a camping van

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2021.10.16 16:21 OldTopleaf Spoiler alert: she's dead.

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2021.10.16 16:21 puggo6767 tried drawing swap papyrus. idk why i drew him like this but i like it >:]

tried drawing swap papyrus. idk why i drew him like this but i like it >:] submitted by puggo6767 to Undertale [link] [comments]


2021.10.16 16:21 Pri_Max what are your thoughts on death penalty

This is gonna be a controversial question but what is your stance on death penalty? Me living in a country that is majority catholics always despised death penalty
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2021.10.16 16:21 GIRATINAGX Sketch: Senior Guild Receptionist

Sketch: Senior Guild Receptionist submitted by GIRATINAGX to GoblinSlayer [link] [comments]


2021.10.16 16:21 troyboy5671 I havent even gotten this far yet

I havent even gotten this far yet submitted by troyboy5671 to HollowKnightMemes [link] [comments]


2021.10.16 16:21 5_Frog_Margin "Facebook only allows the same 25 people to see your posts! Copy and paste this to bypass the algorithim!"

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2021.10.16 16:21 HalfHalfB_2 Playing Nier Automata For The First Time| Part 1

Playing Nier Automata For The First Time| Part 1 submitted by HalfHalfB_2 to SmallYTChannels [link] [comments]


2021.10.16 16:21 JeanMoss94 Voltron

Voltron submitted by JeanMoss94 to Voltron [link] [comments]


2021.10.16 16:21 phlaux Tonight in Philly: An epic DJSC/Spellbound crossover at Kung Fu Necktie & Deviant Dance Party at Underground Arts. Visit phillygoth.net for details.

Visit Phillygoth for more info.
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2021.10.16 16:21 Shizukesa7 What a Day (Remastered)

What a Day (Remastered) submitted by Shizukesa7 to postpunk [link] [comments]


2021.10.16 16:21 internalocean ‘The heaven of film-making’: how a Dalit orphan got to tell her own story

‘The heaven of film-making’: how a Dalit orphan got to tell her own story submitted by internalocean to globalworldnews [link] [comments]


2021.10.16 16:21 Davidov007 [EUNE] [TIER IV] Duo bot lane looking for team to join

Hi, we are a competent bot lane duo (adc+support) looking for a team to join for clash, IGN is Davidov006. HMU!
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2021.10.16 16:21 Tandizojere “The man in the mirror” ink drawing by me

“The man in the mirror” ink drawing by me submitted by Tandizojere to AbstractArt [link] [comments]


2021.10.16 16:21 SilkieBug Safe reentry

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2021.10.16 16:21 Accomplished_Draw225 A bunch of manga I've gotten the past couple days, with a lot being from rightstuf and then b&n, and then some Amazon/3rd party sellers...I've finally got my bookcases, so sometime I'll post collection photos 🤔

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2021.10.16 16:21 nobjos Why simple Dollar Cost Averaging still the king of all investment strategies? - Analyzing 3 decades of market data to find best DCA Strategy

By now we have all heard the virtues of Dollar-Cost Averaging (DCA) and that you should never try to time the market. Basically, it has been repeated ad nauseam that

Time in the market beats timing the market
But what is interesting is that I could not find any research that has been done on the best way to do dollar-cost averaging.
Theoretically, there must be a better way than to randomly throw your hard-earned money once a month into SPY, right?
So in this week’s analysis, we will explore various methods to do DCA and see which one would end up giving you the best returns!
Analysis
Given that dollar-cost averaging is about holding investments long-term, we need data, lots and lots of data! For this, I have pulled the adjusted daily closing price & Shiller P/E ratio of SPY for the last 30 years [1].
Now we have to devise different methods to do the Dollar-cost averaging that will maximize our long-term return. We will have different personas for reflecting different investment styles (all of them would be investing the same amount - $100 every month but following different strategies)
Average Joe: Invests on the first of every month no matter how the market is trending (this would be our benchmark)
Cautious Charlie: Invests in the market only if the Price to Earnings Ratio [2] is lesser than the last 5-year rolling average, else will hold Treasury-Bills [3]
Balanced Barry: Invests in the market only if the Price to Earnings Ratio is within +20% [4] of the last 5-year rolling average, else will hold T-Bills
Analyst Alan: Invests whenever the market pulls back a certain percentage from the last all-time high, else will hold T-Bills [5].
Given that we need to have some historical data before we start our first investment, I have considered the starting point to be 1st Jan 1994. So the analysis is based on someone who invested $100 every month since 1994. In all the above strategies, we will only hold treasury bills till the investment requirements are satisfied. I.e, in the case of Cautious Charlie, he will keep on accumulating T-Bills every month if the PE ratio is not within his set limit. Once it’s below the limit, he will convert all the T-bills and invest them into SPY.
Results
Based on the time period of our analysis, we would have invested a total amount of $33,400 till now.
Return Comparison - Different DCA Strategies
Investment Strategy Portfolio Investment Strategy
Average Joe $169,036 406%
Analyst Alan - 1% drop $168,129 403%
Analyst Alan - 3% drop $166,658 399%
Balanced Barry $162,150 385%
Analyst Alan - 5% drop $154,441 362%
Analyst Alan - 10% drop $146,392 388%
Cautious Charlie $139,696 318%
No matter what strategy we use, the most amount of returns were made by the Average Joe who invested every month no matter how the market was trending. A close second was Analyst Alan who accumulated money in T-Bills and only invested when the market dropped more than 1% from its all-time high.
The least amount of returns were generated by Cautious Charlie who only invested if the PE ratio was lesser than the last 5-year average (basically by trying to avoid over-valued rallies, he ended up missing on all the gains), followed by the Analyst Alan persona who waited for a 10% drop from ATH before investing.
Limitations
There are some limitations to the analysis.
a. Tax on the gain on sale of treasury bills and transactions costs are not considered in the analysis. Both of these would adversely affect the overall returns
b. Since I am only using the monthly data for the P/E ratio and my SPY investments (due to data constraints), a much more complicated strategy involving intra-month price changes might have a better chance of beating the market (at the same time making it more difficult to execute).
c. While we have analyzed the trends using the last 30 years’ worth of SPY data, the overall outcome might be different if we change the time period to say 40, 50, or even 100 years.
Conclusion
I started off the analysis thinking that it would be pretty straightforward to find a winning strategy given that we are using nuanced strategies instead of randomly putting money in every month. I also checked for various time frames [5,10, 20 years] and various endpoints [Just before the covid crash, after the crash, before J-Pow, etc.]. In none of the cases did any of the strategies beat average Joe in the total returns.
Since this is an optimization problem, I am sharing all the data and my analysis in the hope that someone can tweak the strategy to finally give us that elusive risk-adjusted market-beating returns.
Footnotes
[1] The data was obtained from Yahoo Finance API and longtermtrends.net. While the P/E ratio was available for the last 130+ years, the daily closing of SPY was limited to 30 years.
[2] We are using the Shiller PE ratio - this ratio divides the price of the S&P 500 index by the average inflation-adjusted earnings of the previous 10 years. This solves for the brief period in 2009 when the normal PE ratio went through the roof as the earnings of the companies fell drastically due to the financial crisis.
[3] We are holding treasury bills as it has the shortest maturity dates and does not have a minimum holding period unlike the T-Bonds
[4] The 20% cut-off is considered as it would be above one standard deviation from the historical trends
[5] The idea of investing after the market pullbacks is driven by the following report from JP Morgan which stated that 70% of the best days in the market happened within 14 days of the worst ones
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2021.10.16 16:21 SuproValco cannabutter and AVB butter

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2021.10.16 16:21 eggsontoast01 29 [F4A] Are you afianced? Engaged? A bride/groom to be?

I have a question I've been grappling with, pero wala kasi ako masyadong kaclose na engaged na rin. Hmu if you're free to talk/want to feast on the woes of others.
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